We offer attorney services to address many common issues that arise under group disability, life, and accidental death insurance policies. We've successfully handled disability claims for conditions such as spinal stenosis, traumatic brain injuries, chronic fatigue syndrome, fibromyalgia, Parkinson's Disease, and mental health disorders; as well as for complex or emerging medical conditions such as Post Covid-19 Syndrome (Long Covid), Ehlers-Danlos Syndrome, dysautonomia, and genetic disorders.
We've also successfully resolved life insurance beneficiary disputes, made successfully claims for accidental death insurance, and defeated inappropriately-applied policy limitations or exclusions under all types of life insurance policies.
From full claim appeal services to simple consulting, let our experience and expertise help you take on the insurance company. You'll pay a reasonable fee for high quality work.
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For a flat fee paid only if you win, Reynolds& will help you collect the evidence you need to reverse a claim denial or appeal. Our fee includes drafting an appeal letter addressing all of the legal and factual aspects of your claim and continuing our representation through the final decision.
Why wait until there's a problem to hire an expert? With our expertise, we can help you avoid common mistakes and give you the best chance to have your claim for disability benefits approved.
In addition to claim appeals and applications, we routinely assist clients with claims that are approved but nonetheless require active management. Use our team to handle the insurance company so you can focus on your own health.
From time to time, an insurance company may offer a "buy-out" offer to an individual with a permanent disability. For a low, fair fee, we can help you understand whether the offer is fair and negotiate on your behalf.
Life insurance claims can be denied for a number of reasons. We work with experts to craft claim appeals to address the many types of alleged claim exclusions, including intoxication, death caused by dangerous activities, or alleged self-inflicted harm.
Accidental Death and Dismemberment ("AD&D") insurance claims are particularly difficult to handle, with many claims turning on one or two words in the insurance policy. Our attorneys have successfully resolved claims disputed or denied as "natural" deaths, proving that they were truly accidents and covered under the terms of the plan.
Interpleader actions arise when an insurance company knows it has to pay a benefit, but there is a dispute as to who the proper beneficiary is. We have successfully resolved these disputes before a lawsuit is filed at a great financial savings to the client.
Whether through divorce, failure to receive or complete forms, or administrative error, disputes can arise as to the proper beneficiary of a retirement plan. We work through the facts and apply the tangled web of laws to support our clients proper claims for benefits.
Although a retirement plan administration has a heightened "fiduciary" obligations to retirement plan participants, mistakes can occur. We work to iron things out through open conversation in an attempt to avoid expensive litigation.
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Explore common questions or reach out so we can assist you in securing your rightful benefits.
